BONUS INFORMATION FOR FY 2022-23 
                                                                   Regular            Terminal 
                                                                 Reversionary          Bonus        Cash Bonus 
                                                                    Bonus 
                               Plan Name                                  Bonus             Bonu           Bonu
                                                                 Type      Level    Start     s     Start    s 
                                                                             #      Year    Level   Year   Level 
                                                                                              **            *** 
            Met 100 Gold Par Regular; Met 100 Platinum Par    Compound     3.05%     10      10%     NA     NA 
             Met Gold Endowment Par; Met Platinum Endowment   Compound     2.55%     10      0%      NA     NA 
            Par; Met Junior Par Endowment 
            Met Suvidha Par SP (Issued up to 31.5.2010)       Compound     3.25%     10     130%     NA     NA 
            Met Suvidha Par 5P (Issued up to 31.5.2010)       Compound     2.55%     10      10%     NA     NA 
            Met Suvidha Par 10P (Issued up to 31.5.2010)      Compound     2.55%     10      5%      NA     NA 
            Met Suvidha Par RP (Issued up to 31.5.2010)       Compound     2.55%     10      5%      NA     NA 
            Met Suvidha Par SP, 5P (Issued after 31.5.2010)   Compound     2.25%     10      15%     NA     NA 
            Met Suvidha Par 10P, RP (Issued after 31.5.2010)  Compound     2.25%     10      10%     NA     NA 
            Met Pension Par SP                                Compound     4.25%     10     100%     NA     NA 
            Met Pension Par RP                                Compound     4.25%     10      75%     NA     NA 
            Met Pension Par 5 pay                             Compound     4.25%     10     125%     NA     NA 
            Met Pension Par 3 pay                             Compound     4.25%     10     130%     NA     NA 
            Met Group Savings Plan - Term 10                    Simple     2.15%     At     120%     NA     NA 
            Met Group Savings Plan - Term 15                    Simple     2.05%   maturit   50%     NA     NA 
            Met Group Savings Plan - Term 20                    Simple     2.25%      y      40%     NA     NA 
            Met Monthly Income Plan 5 pay                       Simple     2.85%   At last   NA      NA     NA 
            Met Monthly Income Plan 7 Pay                       Simple     1.95%   income    50%     NA     NA 
            Met Monthly Income Plan 10 pay                      Simple     2.80%   payout    NA      NA     NA 
            Met Monthly Income Plan 15 Pay                      Simple     3.30%             NA      NA     NA 
            Met Deferred Monthly Income Plan                    Simple     1.95%     10      50%     11    1.95% 
            Met Deferred Monthly Income Plan-7                  Simple     1.40%     10      NA      11    1.20% 
            Endowment Savings Plan – 5 Pay                      Simple     2.60%      5      40%     NA     NA 
            Endowment Savings Plan – 10 Pay                     Simple     2.40%      5      40%     NA     NA 
            Endowment Savings Plan – Regular Pay(Policy term    Simple     2.40%      5      30%     NA     NA 
            <=14) 
            Endowment Savings Plan – Regular Pay(Policy term    Simple     2.30%      5      30%     NA     NA 
            >=15) 
            Monthly Income Plan – 10 Pay (New)                  Simple     3.95%      5      10%     NA     NA 
            Endowment Savings Plan Plus - 5Pay - Up to Term 15  Simple     2.95%     10      NA      NA     NA 
            Endowment Savings Plan Plus - 5Pay - Above Term     Simple     2.50%     10      NA      NA     NA 
            15 
            Endowment Savings Plan Plus - 7Pay - Up to Term 15  Simple     2.45%     10      NA      NA     NA 
            Endowment Savings Plan Plus - 7Pay - Above Term     Simple     2.55%     10      NA      NA     NA 
            15 
            Endowment Savings Plan Plus - 10Pay - Up to Term    Simple     2.65%     10      NA      NA     NA 
            20 
            Endowment Savings Plan Plus - 10Pay - Above Term    Simple     2.65%     10      NA      NA     NA 
            20 
            Endowment Savings Plan Plus - RP - Up to Term 15    Simple     2.85%     10      NA      NA     NA 
                
                                                                                                             
            Endowment Savings Plan Plus - RP - Above Term 15       Simple     2.65%      10      NA      NA      NA 
            Bachat Yojana                                          Simple     2.10%      5      30%      NA      NA 
            College Plan Up to Term 18                             Simple     2.35%      5       0%      NA      NA 
            College Plan Up to Above 18                            Simple     2.75%      5       0%      NA      NA 
            Bhavishya Plus Up to Term 18                           Simple     2.10%      5       0%      NA      NA 
            Bhavishya Plus Above Term 18                           Simple     2.50%      5       0%      NA      NA 
            Retirement Savings Plan-SP-Policy Term Upto 10         Simple     3.05%      5      20%      NA      NA 
            Retirement Savings Plan-RP-Policy Term Upto 20         Simple     1.65%      5      20%      NA      NA 
            Retirement Savings Plan-RP-Policy Term Above 20        Simple     1.75%      5      20%      NA      NA 
            Retirement Savings Plan-5-Pay Policy Term Upto 15      Simple     2.15%      5      20%      NA      NA 
            Retirement Savings Plan-5-Pay Policy Term 16-22        Simple     2.25%      5      20%      NA      NA 
            Retirement Savings Plan-5-Pay Policy Term Above 22     Simple     2.35%      5      20%      NA      NA 
            Retirement Savings Plan-10-Pay Policy Term Upto 15     Simple     1.75%      5      20%      NA      NA 
            Retirement Savings Plan-10-Pay Policy Term 16-22       Simple     1.85%      5      20%      NA      NA 
            Retirement Savings Plan-10-Pay Policy Term Above       Simple     1.95%      5      20%      NA      NA 
            22 
            Super Saver Plan (Accumulation Option)- 5Pay - Term    Simple     4.70%              NA      NA      NA 
            10 
            Super Saver Plan (Accumulation Option)- 5Pay - Term    Simple     4.60%              NA      NA      NA 
            11 to Term 14 
            Super Saver Plan (Accumulation Option)- 5Pay -         Simple     4.40%              NA      NA      NA 
            Above Term 14 
            Super Saver Plan (Accumulation Option)- 7Pay - Term    Simple     3.75%              NA      NA      NA 
            10 to Term 11 
            Super Saver Plan (Accumulation Option)- 7Pay - Term    Simple     3.70%              NA      NA      NA 
            12 to Term 14 
            Super Saver Plan (Accumulation Option)- 7Pay -         Simple     4.50%              NA      NA      NA 
            Above Term 14 
            Super Saver Plan (Accumulation Option)- 10Pay- Up      Simple     3.70%              NA      NA      NA 
            to Term 14 incl 10 RP 
            Super Saver Plan (Accumulation Option)- 10Pay -        Simple     4.20%   minimu     NA      NA      NA 
            Term 15 to Term 19                                                          m of 
            Super Saver Plan (Accumulation Option)- 10Pay -        Simple     4.50%    (Policy   NA      NA      NA 
            Term 20                                                                     term 
            Super Saver Plan (Accumulation Option)- 12Pay- Up      Simple     3.90%    minus     NA      NA      NA 
            to Term 14 incl 12 RP                                                     3 or 10) 
            Super Saver Plan (Accumulation Option)- 12Pay -        Simple     3.90%              NA      NA      NA 
            Above Term 14 
            Super Saver Plan (Accumulation Option)- 15Pay incl     Simple     4.15%              NA      NA      NA 
            15 RP 
            Super Saver Plan (Liquidity Option)- 5Pay              Simple     4.10%              NA      NA      NA 
            Super Saver Plan (Liquidity Option)- 7Pay              Simple     4.20%              NA      NA      NA 
            Super Saver Plan (Liquidity Option)- 10Pay Term 15     Simple     4.00%              NA      NA      NA 
            Super Saver Plan (Liquidity Option)- 10Pay Term 20     Simple     4.00%              NA      NA      NA 
            Super Saver Plan (Liquidity Option)- 12Pay             Simple     3.60%              NA      NA      NA 
            Century Plan (Future Income) – 8 Pay                   Simple     13.75              NA      NA      NA 
                                                                                % 
            Century Plan (Future Income) – 10 Pay                  Simple     17.15              NA      NA      NA 
                                                                                % 
            Century Plan (Future Income) – 12 Pay                  Simple     20.60              NA      NA      NA 
                
                                                                                                            
                                                                               % 
            Century Plan (Future Income) – 15 Pay                 Simple     25.75              NA      NA      NA 
                                                                               % 
                
               # In case compound reversionary bonus, the rates are expressed as a % of “Sum assured” plus 
               “accrued bonus” (i.e. bonus already credited to the policy till date). In case of Simple reversionary 
               bonus, the rates are expressed as % of “Sum assured”. For Century Plan, Simple Reversionary 
               bonus is expressed as a % of the Annualised premium.  
                
               ** Terminal Bonus is expressed as % of “accrued reversionary bonus” only. 
               *** For Deferred Monthly Income Plan, Cash Bonus is expressed as % of 'base sum assured'.   
                
               The above bonus rates have to be credited to all eligible policies (refer the respective policy terms & 
                                                                              st              st
               conditions) on the policy anniversary falling during the FY 2022-23 (1  April 2022 to 31  March 2023, 
               both dates inclusive), provided the policy is in-force. It may also be noted that the same rates will be 
               used for making the interim bonus during the inter-valuation period (i.e. time period during the next 
               financial year but before the bonus declaration). 
               All other terms & conditions for the bonus eligibility shall remain same.