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File: Insurance Pdf 43991 | Religare Care Health Insurance Plan Brochure
one family one health insurance a new age comprehensive health insurance plan 60 days post hospitalisationget tax benefits expenses don t end once you are discharged there are opting for ...

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       One Family.
       One Health Insurance.
       A new-age comprehensive 
       Health Insurance plan.
                               *
60 DAYS POST-HOSPITALISATIONGET TAX BENEFITS
Expenses don’t end once you are discharged. There are Opting for health insurance is certainly a step in the 
follow-up visits to your medical practitioner, medication that right direction, and it comes with a two-fold benefit. 
is required and sometimes even further confirmatory tests. Not only does it ensure that you and your family can 
We cover the medical expenses incurred by you up to 60 access good medical care at all times, it also enables 
days after your hospitalisation. you to avail of a tax benefit on the premiums you pay 
      towards your health insurance, as per the prevailing 
AMBULANCE COVERtax laws of the Income Tax Act, 1961 (u/s 80D).
Incase of an emergency should you require an ambulance, *Tax Benefits under the policy will be as per the prevailing Income Tax laws and 
      are subject to amendments from time to time. For tax related queries, contact 
we offer coverage for that as well.your independent tax advisor.
DAILY ALLOWANCEJOIN OUR FAMILY ANYTIME 
A trip to a hospital involves more than merely using the Be a part of the Care family and continue to get 
doctor’s services and hospital facilities. We reimburse those uninterrupted coverage with no compromises at all. 
out-of-pocket expenses too as ‘Daily Allowance’ - a lump Get quality service, enhanced product features and 
sum per day for each day of hospitalisation for a maximum even a reduction in waiting period by the number of 
of 5 days.years of continuous coverage under a similar plan with 
HOSPITALISATION FOR AT LEASTEXTRA CARE WITH NO CLAIMS BONUS – SUPER*your previous insurer. 
24 HOURSIf you do not claim your health insurance policy in a CARE ANYWHERE 
If you are admitted to a hospital for in-patient care, particular year, we raise a cheer to your good health in the 
for a minimum period of 24 consecutive hours, we form of a substantial bonus. You receive an increase of 50 % Our           knows no boundaries; literally. Avail 
pay for – room charges, nursing expenses and in your sum insured for every claim free year, up to the certain listed treatments in India or abroad. 
intensive care unit charges to surgeon’s fee, doctor’s maximum of 100 % of the sum insured with optional cover 
fee, anesthesia, blood, oxygen, operation theater NCB-Super. In addition to this, you also get a 10% increase FREEDOM OF CHOICE
charges, etc.in the sum insured, up to maximum of 50%, as per the OF TREATMENT
HOSPITALISATION FOR LESS THANregular No Claims Bonus feature.
24 HOURS No matter what type of treatment you need, we  
      make sure it’s covered. Alternative treatments such 
We also pay for your medical expenses if you as Ayurveda, Unani, Sidha and Homeopathy are now 
undergo a specified day care treatment at a hospital covered for in-patient hospitalisation up to a 
that requires hospitalisation for less than 24 hours.specified limit which varies with plan chosen. 
DOMICILIARY HOSPITALISATIONRECHARGE YOUR SUM INSURED
We will reimburse the medical expenses incurred by A refill is always welcome! So your sum insured is 
you during your treatment at home within India, as reinstated just when you need it the most. If you ever 
long as it involves medical treatment for a period run out of/exhaust your health cover due to claims 
exceeding 3 consecutive days and had actually made, we reinstate the entire sum insured of your 
merited hospitalisation.policy once, which can be used for any future claims 
30 DAYS PRE-HOSPITALISATIONANNUAL HEALTH CHECK-UP WITHOUT ANY that are unrelated to the claim made during the 
Sometimes the procedures that finally lead you to AGE CONSTRAINTSsame year. Not just this you can avail the benefit 
hospital, such as investigative tests and medication, unlimited number of times by opting an Optional 
can be quite financially draining. We cover the Our concern is your good health, that’s why we provide you Cover - Unlimited Automatic Recharge. Our             
medical expenses incurred by you up to 30 days with an annual health check-up for yourself and all members knows no limits; we are there for you, hamesha!
before your hospitalisation.covered by your policy, including children.
                                                                                                                                                                                                   60 DAYS POST-HOSPITALISATION                                                              *
                                                                                                                                                                                                                                                                      GET TAX BENEFITS
                                                                                                                                                                                                   Expenses don’t end once you are discharged. There are              Opting for health insurance is certainly a step in the 
                                                                                                                                                                                                   follow-up visits to your medical practitioner, medication that     right direction, and it comes with a two-fold benefit. 
                                                                                                                                                                                                   is required and sometimes even further confirmatory tests.          Not only does it ensure that you and your family can 
                                                                                                                                                                                                   We cover the medical expenses incurred by you up to 60             access good medical care at all times, it also enables 
                                                                                                                                                                                                   days after your hospitalisation.                                   you to avail of a tax benefit on the premiums you pay 
      FOR WORRY FREE TODAY AND                                                                                                                                                                                                                                        towards your health insurance, as per the prevailing 
      TOMORROW                                                                                                                                                                                     AMBULANCE COVER                                                    tax laws of the Income Tax Act, 1961 (u/s 80D).
                                                                                                                                                                                                   Incase of an emergency should you require an ambulance,            *Tax Benefits under the policy will be as per the prevailing Income Tax laws and 
      Your main concern should be getting well or nursing a                                                                                                                                                                                                           are subject to amendments from time to time. For tax related queries, contact 
      loved one back to health and not hospital bills and                                                                                                                                          we offer coverage for that as well.                                your independent tax advisor.
      other related expenses. So we want to get those bills                                                                                                                                        DAILY ALLOWANCE
      out of your way with our simple plans and help in                                                                                                                                                                                                               JOIN OUR FAMILY ANYTIME 
      getting your health and happiness back.                                                                                                                                                      A trip to a hospital involves more than merely using the           Be a part of the Care family and continue to get 
                                                                                                                                                                                                   doctor’s services and hospital facilities. We reimburse those      uninterrupted coverage with no compromises at all. 
      BREAK THROUGH ADVANTAGES                                                                                                                                                                     out-of-pocket expenses too as ‘Daily Allowance’ - a lump           Get quality service, enhanced product features and 
      In addition to hassle-free claims, we believe you                                                                                                                                            sum per day for each day of hospitalisation for a maximum          even a reduction in waiting period by the number of 
      deserve distinct benefits for choosing        , and they                                                                                                                                      of 5 days.                                                         years of continuous coverage under a similar plan with 
      come your way in the form of thoughtfully designed                                                                             HOSPITALISATION FOR AT LEAST                                  EXTRA CARE WITH NO CLAIMS BONUS – SUPER*                           your previous insurer. 
      product & service features:                                                                                                    24 HOURS
                                                                                                                                     If you are admitted to a hospital for in-patient care,        If you do not claim your health insurance policy in a              CARE ANYWHERE 
      •   Wide range of Sum Insured options of up to                                                                                                                                               particular year, we raise a cheer to your good health in the 
          INR 75 Lakhs**                                                                                                             for a minimum period of 24 consecutive hours, we              form of a substantial bonus. You receive an increase of 50 %       Our           knows no boundaries; literally. Avail 
      •   Covers non-allopathic treatments like Ayurveda,                                                                            pay for – room charges, nursing expenses and                  in your sum insured for every claim free year, up to the           certain listed treatments in India or abroad. 
          Homeopathy, Unani & Sidha up to a specified limit &                                                                         intensive care unit charges to surgeon’s fee, doctor’s        maximum of 100 % of the sum insured with optional cover 
          varies with plan chosen                                                                                                    fee, anesthesia, blood, oxygen, operation theater             NCB-Super. In addition to this, you also get a 10% increase        FREEDOM OF CHOICE
                                                                                                                                     charges, etc.                                                 in the sum insured, up to maximum of 50%, as per the               OF TREATMENT
      •   Comes with an In-built maternity cover of up to                                                                            HOSPITALISATION FOR LESS THAN                                 regular No Claims Bonus feature.
          INR 1 Lakh available with sum insured options of                                                                           24 HOURS                                                                                                                         No matter what type of treatment you need, we  
          INR 50, 60 & 75 Lakhs                                                                                                                                                                                                                                       make sure it’s covered. Alternative treatments such 
      •   Automatic recharge of Sum Insured if claim amount                                                                          We also pay for your medical expenses if you                                                                                     as Ayurveda, Unani, Sidha and Homeopathy are now 
          exhausts your coverage (this feature can be availed                                                                        undergo a specified day care treatment at a hospital                                                                              covered for in-patient hospitalisation up to a 
          unlimited times by availing “Unlimited Automatic                                                                           that requires hospitalisation for less than 24 hours.                                                                            specified limit which varies with plan chosen. 
          Recharge (Optional Cover))”                                                                                                DOMICILIARY HOSPITALISATION                                                                                                      RECHARGE YOUR SUM INSURED
      •   Covers more than 540 day care treatments                                                                                   We will reimburse the medical expenses incurred by                                                                               A refill is always welcome! So your sum insured is 
      •   Option to avail personal accident cover                                                                                    you during your treatment at home within India, as                                                                               reinstated just when you need it the most. If you ever 
      •   No upper-limit entry age for any of our plans                                                                              long as it involves medical treatment for a period                                                                               run out of/exhaust your health cover due to claims 
                                                                                                                                     exceeding 3 consecutive days and had actually                                                                                    made, we reinstate the entire sum insured of your 
      •   Up to 150% increase in Sum Insured with No Claim                                                                           merited hospitalisation.                                                                                                         policy once, which can be used for any future claims 
          Bonus and No Claim Bonus Super(Optional Cover) in                                                                          30 DAYS PRE-HOSPITALISATION                                                                                                      that are unrelated to the claim made during the 
          5 consecutive claim free years*                                                                                                                                                          ANNUAL HEALTH CHECK-UP WITHOUT ANY                                 same year. Not just this you can avail the benefit 
                                                                                                                                     Sometimes the procedures that finally lead you to              AGE CONSTRAINTS                                                    unlimited number of times by opting an Optional 
     * Incremental increase every year is applicable on base Sum Insured.                                                            hospital, such as investigative tests and medication,         Our concern is your good health, that’s why we provide you         Cover - Unlimited Automatic Recharge. Our             
     If a claim is made in any particular year, accrued NCB and NCB-Super                                                            can be quite financially draining. We cover the 
     will be reduced at the same rate at which it is accrued.                                                                                                                                      with an annual health check-up for yourself and all members        knows no limits; we are there for you, hamesha!
     ** Higher Sum Insured options are also available                                                                                medical expenses incurred by you up to 30 days                covered by your policy, including children.
                                                                                                                                     before your hospitalisation.
                                                                                                                                                    60 DAYS POST-HOSPITALISATION                                                                        *
                         CORNERSTONES                                         DIRECT CONVERSATIONS TO                                                                                                                         GET TAX BENEFITS
                                                                              SETTLE CLAIMS                                                         Expenses don’t end once you are discharged. There are                     Opting for health insurance is certainly a step in the 
                                                                              We back up our promise with an enduringly simple                      follow-up visits to your medical practitioner, medication that            right direction, and it comes with a two-fold benefit. 
                                                           $                  claim procedure, which involves just you and us with a                is required and sometimes even further confirmatory tests.                 Not only does it ensure that you and your family can 
                                                                              network of leading hospitals pan India.                               We cover the medical expenses incurred by you up to 60                    access good medical care at all times, it also enables 
       In-patient        Floater       Domiciliary         Daily                                                                                    days after your hospitalisation.                                          you to avail of a tax benefit on the premiums you pay 
         Care            Cover       Hospitalisation    Allowance             •  In the case of an emergency or a planned                                                                                                     towards your health insurance, as per the prevailing 
                                                                                 hospitalisation, all you have to do is present the CHI             AMBULANCE COVER                                                           tax laws of the Income Tax Act, 1961 (u/s 80D).
                                                                                 Health Card along with some simple documents at                    Incase of an emergency should you require an ambulance,                   *Tax Benefits under the policy will be as per the prevailing Income Tax laws and 
                                                                                 our network of more than 7000+ leading hospitals                                                                                             are subject to amendments from time to time. For tax related queries, contact 
                                                                                                                                                    we offer coverage for that as well.                                       your independent tax advisor.
                                                                                 pan India and avail cashless service.                              DAILY ALLOWANCE
      Ambulance          Organ            Health        No Claims             •  In case of reimbursement of expenses when you use                                                                                            JOIN OUR FAMILY ANYTIME 
        Cover         Donor Cover       Check-up          Bonus                  a non-network hospital, all you need to do is notify               A trip to a hospital involves more than merely using the                  Be a part of the Care family and continue to get 
                                                                                 us immediately about the claim. Call us directly,                  doctor’s services and hospital facilities. We reimburse those             uninterrupted coverage with no compromises at all. 
                                                                                 send us the specified documents and we’ll process                   out-of-pocket expenses too as ‘Daily Allowance’ - a lump                  Get quality service, enhanced product features and 
                                                                                 your claim.                                                        sum per day for each day of hospitalisation for a maximum                 even a reduction in waiting period by the number of 
                                                                                                                                                    of 5 days.                                                                years of continuous coverage under a similar plan with 
        Second         Pre & Post        Lifelong           Tax               HOSPITALISATION FOR AT LEAST                                          EXTRA CARE WITH NO CLAIMS BONUS – SUPER*                                  your previous insurer. 
       Opinion       hospitalisation  Renewability        Benefit              24 HOURS                                                              If you do not claim your health insurance policy in a 
                                                                              If you are admitted to a hospital for in-patient care,                particular year, we raise a cheer to your good health in the              CARE ANYWHERE 
                                                                              for a minimum period of 24 consecutive hours, we                      form of a substantial bonus. You receive an increase of 50 %              Our           knows no boundaries; literally. Avail 
                                                                              pay for – room charges, nursing expenses and                          in your sum insured for every claim free year, up to the                  certain listed treatments in India or abroad. 
      SIMPLE WE TREAT YOUR FAMILY                                             intensive care unit charges to surgeon’s fee, doctor’s                maximum of 100 % of the sum insured with optional cover 
      AS ONE                                                                  fee, anesthesia, blood, oxygen, operation theater                     NCB-Super. In addition to this, you also get a 10% increase               FREEDOM OF CHOICE
                                                                              charges, etc.                                                         in the sum insured, up to maximum of 50%, as per the                      OF TREATMENT
      Forget individual health insurance plans for your                       HOSPITALISATION FOR LESS THAN                                         regular No Claims Bonus feature.
      family members. Under the ‘floater’ plan, you can                        24 HOURS                                                                                                                                        No matter what type of treatment you need, we  
      cover any member of your immediate family                                                                                                                                                                               make sure it’s covered. Alternative treatments such 
      (yourself, spouse, parents, children or other eligible                  We also pay for your medical expenses if you                                                                                                    as Ayurveda, Unani, Sidha and Homeopathy are now 
      relationships having an insurable interest) for the                     undergo a specified day care treatment at a hospital                                                                                             covered for in-patient hospitalisation up to a 
      sum insured in a single policy.                                         that requires hospitalisation for less than 24 hours.                                                                                           specified limit which varies with plan chosen. 
      MAKE THE MOST OF WHAT WE OFFER                                          DOMICILIARY HOSPITALISATION                                                                                                                     RECHARGE YOUR SUM INSURED
      To make the process of renewing your health                             We will reimburse the medical expenses incurred by                                                                                              A refill is always welcome! So your sum insured is 
      insurance more convenient, choose a policy with a                       you during your treatment at home within India, as                                                                                              reinstated just when you need it the most. If you ever 
      term of one, two or three years. What’s more! Avail a                   long as it involves medical treatment for a period                                                                                              run out of/exhaust your health cover due to claims 
      discount on your premium if you opt for a longer                        exceeding 3 consecutive days and had actually                                                                                                   made, we reinstate the entire sum insured of your 
      policy term.                                                            merited hospitalisation.                                                                                                                        policy once, which can be used for any future claims 
      CASHLESS TREATMENTS                                                     30 DAYS PRE-HOSPITALISATION                                           ANNUAL HEALTH CHECK-UP WITHOUT ANY                                        that are unrelated to the claim made during the 
      Concentrate only on your recovery and relieve yourself                  Sometimes the procedures that finally lead you to                      AGE CONSTRAINTS                                                           same year. Not just this you can avail the benefit 
      from the worry of arranging for funds. Leave the bill                   hospital, such as investigative tests and medication,                                                                                           unlimited number of times by opting an Optional 
      payment arrangements to us with cashless                                can be quite financially draining. We cover the                        Our concern is your good health, that’s why we provide you                Cover - Unlimited Automatic Recharge. Our             
      hospitalisation.                                                        medical expenses incurred by you up to 30 days                        with an annual health check-up for yourself and all members               knows no limits; we are there for you, hamesha!
                                                                              before your hospitalisation.                                          covered by your policy, including children.
                                                                   60 DAYS POST-HOSPITALISATION                                                              *
     DIRECT CONVERSATIONS TO                                                                                                          GET TAX BENEFITS
     SETTLE CLAIMS                                                 Expenses don’t end once you are discharged. There are              Opting for health insurance is certainly a step in the 
     We back up our promise with an enduringly simple              follow-up visits to your medical practitioner, medication that     right direction, and it comes with a two-fold benefit. 
     claim procedure, which involves just you and us with a        is required and sometimes even further confirmatory tests.          Not only does it ensure that you and your family can 
     network of leading hospitals pan India.                       We cover the medical expenses incurred by you up to 60             access good medical care at all times, it also enables 
                                                                   days after your hospitalisation.                                   you to avail of a tax benefit on the premiums you pay 
     •  In the case of an emergency or a planned                                                                                      towards your health insurance, as per the prevailing 
        hospitalisation, all you have to do is present the CHI     AMBULANCE COVER                                                    tax laws of the Income Tax Act, 1961 (u/s 80D).
        Health Card along with some simple documents at            Incase of an emergency should you require an ambulance,            *Tax Benefits under the policy will be as per the prevailing Income Tax laws and 
        our network of more than 7000+ leading hospitals                                                                              are subject to amendments from time to time. For tax related queries, contact 
                                                                   we offer coverage for that as well.                                your independent tax advisor.
        pan India and avail cashless service.                      DAILY ALLOWANCE
     •  In case of reimbursement of expenses when you use                                                                             JOIN OUR FAMILY ANYTIME 
        a non-network hospital, all you need to do is notify       A trip to a hospital involves more than merely using the           Be a part of the Care family and continue to get 
        us immediately about the claim. Call us directly,          doctor’s services and hospital facilities. We reimburse those      uninterrupted coverage with no compromises at all. 
        send us the specified documents and we’ll process           out-of-pocket expenses too as ‘Daily Allowance’ - a lump           Get quality service, enhanced product features and 
        your claim.                                                sum per day for each day of hospitalisation for a maximum          even a reduction in waiting period by the number of 
                                                                   of 5 days.                                                         years of continuous coverage under a similar plan with 
     HOSPITALISATION FOR AT LEAST                                  EXTRA CARE WITH NO CLAIMS BONUS – SUPER*                           your previous insurer. 
     24 HOURS                                                      If you do not claim your health insurance policy in a              CARE ANYWHERE 
     If you are admitted to a hospital for in-patient care,        particular year, we raise a cheer to your good health in the 
     for a minimum period of 24 consecutive hours, we              form of a substantial bonus. You receive an increase of 50 %       Our           knows no boundaries; literally. Avail 
     pay for – room charges, nursing expenses and                  in your sum insured for every claim free year, up to the           certain listed treatments in India or abroad. 
SIMPLE WE TREAT YOUR FAMILYintensive care unit charges to surgeon’s fee, doctor’s maximum of 100 % of the sum insured with optional cover 
AS ONEfee, anesthesia, blood, oxygen, operation theater            NCB-Super. In addition to this, you also get a 10% increase        FREEDOM OF CHOICE
     charges, etc.                                                 in the sum insured, up to maximum of 50%, as per the               OF TREATMENT
Forget individual health insurance plans for your HOSPITALISATION FOR LESS THANregular No Claims Bonus feature.
family members. Under the ‘floater’ plan, you can 24 HOURS                                                                             No matter what type of treatment you need, we  
cover any member of your immediate family                                                                                             make sure it’s covered. Alternative treatments such 
(yourself, spouse, parents, children or other eligible We also pay for your medical expenses if you                                   as Ayurveda, Unani, Sidha and Homeopathy are now 
relationships having an insurable interest) for the undergo a specified day care treatment at a hospital                               covered for in-patient hospitalisation up to a 
sum insured in a single policy.that requires hospitalisation for less than 24 hours.                                                  specified limit which varies with plan chosen. 
MAKE THE MOST OF WHAT WE OFFERDOMICILIARY HOSPITALISATION                                                                             RECHARGE YOUR SUM INSURED
To make the process of renewing your health We will reimburse the medical expenses incurred by                                        A refill is always welcome! So your sum insured is 
insurance more convenient, choose a policy with a you during your treatment at home within India, as                                  reinstated just when you need it the most. If you ever 
term of one, two or three years. What’s more! Avail a long as it involves medical treatment for a period                              run out of/exhaust your health cover due to claims 
discount on your premium if you opt for a longer exceeding 3 consecutive days and had actually                                        made, we reinstate the entire sum insured of your 
policy term.  merited hospitalisation.                                                                                                policy once, which can be used for any future claims 
CASHLESS TREATMENTS30 DAYS PRE-HOSPITALISATION                     ANNUAL HEALTH CHECK-UP WITHOUT ANY                                 that are unrelated to the claim made during the 
Concentrate only on your recovery and relieve yourself Sometimes the procedures that finally lead you to AGE CONSTRAINTS               same year. Not just this you can avail the benefit 
from the worry of arranging for funds. Leave the bill hospital, such as investigative tests and medication,                           unlimited number of times by opting an Optional 
payment arrangements to us with cashless can be quite financially draining. We cover the Our concern is your good health, that’s why we provide you Cover - Unlimited Automatic Recharge. Our             
hospitalisation.medical expenses incurred by you up to 30 days     with an annual health check-up for yourself and all members        knows no limits; we are there for you, hamesha!
     before your hospitalisation.                                  covered by your policy, including children.
The words contained in this file might help you see if this file matches what you are looking for:

...One family health insurance a new age comprehensive plan days post hospitalisationget tax benefits expenses don t end once you are discharged there opting for is certainly step in the follow up visits to your medical practitioner medication that right direction and it comes with two fold benet required sometimes even further conrmatory tests not only does ensure can we cover incurred by access good care at all times also enables after hospitalisation avail of on premiums pay towards as per prevailing ambulance covertax laws income act u s d incase an emergency should require benets under policy will be subject amendments from time related queries contact offer coverage well independent advisor daily allowancejoin our anytime trip hospital involves more than merely using part continue get doctor services facilities reimburse those uninterrupted no compromises out pocket too allowance lump quality service enhanced product features sum day each maximum reduction waiting period number year...

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