INCLUSIVE ENTREPRENEURSHIP AND (FINANCING) OF 
     BUSINESS DEVELOPMENT SERVICES
     DEFINING TARGET GROUPS
          Under-represented 
          women 
          youth (younger people), 
          migrants
          Disadvantaged
          seniors, (long term ) 
          (long term) unemployed, 
          ethnic minorities and migrants, 
          disabled, ( early) school drop outs
          more generally people with low education.
                                                                ©HHS 2013 / MOLENAAR
              INCLUSIVE ENTREPRENEURSHIP AND (FINANCING) OF BUSINESS DEVELOPMENT SERVICES
              DEFINING THE TYPE OF ECONOMIC ACTIVITY
                  Survival and self                              Micro               Small                 Medium 
                  employed out of       Self-employed)        entrepreneurs      entrepreneurs           entrepreneurs
                      necessity
                                                                                           ©HHS 2013 / MOLENAAR
          INCLUSIVE ENTREPRENEURSHIP AND (FINANCING) OF BUSINESS DEVELOPMENT SERVICES
          CHANGES IN FORMS OF SELF- EMPLOYMENT AND ENTREPRENEURSHIP
          •   Diversity
          •   Globalisation, 
          •   Social Media
          Leading to 
          •   Changes in status  of employed/unemployed/self-employed
          •   Emergence of hybrid figures (e.g. intermittent, part-time or 
              combined entrepreneurs). 
          •   New forms of financing
          See also November 2012, Conference on Inclusive Entrepreneurship
                                                                ©HHS 2013 / MOLENAAR
                 INCLUSIVE ENTREPRENEURSHIP AND (FINANCING) OF BUSINESS DEVELOPMENT SERVICES
                 MATCHING FINANCING WITH TARGET GROUPS
                                            Informal                 Micro finance             Banks                    Investment               New forms
                                            financing                                                                   funds
              Survival and self             XXX                      XX                                                                          SHGs
              employed out of 
              necessity
              Self-employed                                          XXX                                                                         Mutual 
                                                                                                                                                 schemes/ 
                                                                                                                                                 cooperatives
              Micro  entrepreneurs                                   XXX                       XX                                                Cooperatives/ 
                                                                                                                                                 Crowd funding
              Small entrepreneurs                                                              XXX                                               P2P lending/
                                                                                                                                                 Faith based/ 
              Medium                                                                           XXX                      XXX                      P2P/ Informal 
              entrepreneurs                                                                                                                      investors
                                                                                                                 ©HHS 2013 / MOLENAAR
          INCLUSIVE ENTREPRENEURSHIP AND (FINANCING) OF BUSINESS DEVELOPMENT SERVICES
          NEW / RENEWED FORMS OF FINANCING
          Micro finance  supplementary to banks;
          Crowd-funding and peer lending, outside of traditional financial 
              markets;
          Faith based financing such as Islamic finance (specific target 
              groups) ;
          Loan guarantees revisited
          Community based and self-governed  financing systems,
                                                                ©HHS 2013 / MOLENAAR