AMOUNT                SELECT FREQUENCY
              INCOME
              Income 1 - After tax (the amount paid into your bank account)                $0.00                      Monthly
              Income 2 - After tax (the amount paid into your bank account)                $0.00                      Monthly
              Income - Hobby or side hustle                                                $0.00                      Monthly
              Income - Dividends (Shares or Managed Investments)                           $0.00                      Monthly
              Income - Rental Property                                                     $0.00                      Monthly
              Income - Interest (Term Deposit or Savings Account)                          $0.00                      Monthly
              Income - Other                                                               $0.00                      Monthly
                                                                                                             TOTAL OF WHAT I EARN
              PERSONAL SPENDING
              Groceries                                                                    $0.00                       Weekly
              Takeaway and Dining Out                                                      $0.00                       Weekly
              Alcohol and or Cigarettes                                                    $0.00                       Weekly
              Entertainment or Recreation                                                  $0.00                       Weekly
              Personal Care (Hair, Grooming, Lashes, Nails etc)                            $0.00                       Weekly
              Clothing                                                                     $0.00                      Monthly
              Petrol                                                                       $0.00                      Monthly
              Parking                                                                      $0.00                       Weekly
              Medical and Pharmaceutical                                                   $0.00                      Monthly
              Pet Costs (Food, Vet, Grooming etc)                                          $0.00                       Weekly
                                                                                               TOTAL OF MY PERSONAL SPENDING
                                                                                         TOTAL PERSONAL SPENDING EACH WEEK
              BILLS + OTHER EXPENSES
              Travel                                                                       $0.00                      Annually
              Rent                                                                         $0.00                      Monthly
              Gas                                                                          $0.00                      Monthly
              Electricity                                                                  $0.00                      Monthly
              Water                                                                        $0.00                      Monthly
              Mobile phone                                                                 $0.00                      Monthly
              Internet                                                                     $0.00                      Monthly
              Subscriptions (Netflix, Foxtel, Spotify, Apple etc)                          $0.00                      Monthly
              Body corp fees                                                               $0.00                      Monthly
              Rates                                                                        $0.00                      Monthly
              Other Investment Property Expenses                                           $0.00                      Monthly
              Child Care                                                                   $0.00                      Monthly
              Public Transport                                                             $0.00                      Monthly
              Uber                                                                         $0.00                      Monthly
              Car Registration                                                             $0.00                      Annually
              Tolls                                                                        $0.00                      Monthly
              Home and contents Insurance                                                  $0.00                      Monthly
              Car Insurance                                                                $0.00                      Monthly
              Health Insurance                                                             $0.00                      Monthly
              Pet Insurance                                                              $0.00                     Monthly
              Income Protection Insurance (Not held within Superannuation)               $0.00                     Monthly
              TPD Insurance (Not held within Superannuation)                             $0.00                     Monthly
              Life insurance (Not held within Superannuation)                            $0.00                     Monthly
              Trauma Insurance (Not held within Superannuation)                          $0.00                     Monthly
              Gym Membership                                                             $0.00                     Monthly
              Household Maintenance                                                      $0.00                     Monthly
              Professional Services and Memberships                                      $0.00                     Monthly
              Work incurred Expenses                                                     $0.00                     Monthly
              Education Expenses                                                         $0.00                     Monthly
              Private School Fees                                                        $0.00                     Monthly
              Gifts - Christmas and Birthdays                                            $0.00                     Monthly
              Donations                                                                  $0.00                     Monthly
              Other expenses                                                             $0.00                     Monthly
                                                                                                TOTAL BILLS + OTHER EXPENSES
              LOAN REPAYMENTS + SCHEDULED SAVINGS
              Mortgage Repayments                                                        $0.00                     Weekly
              Investment Loans                                                           $0.00                     Monthly
              Emergency Savings                                                          $0.00                     Monthly
              Long Term Investment                                                       $0.00                     Monthly
              Car Loan/Lease Repayments                                                  $0.00                     Monthly
              Credit Card 1                                                              $0.00                     Monthly
              Credit Card 2                                                              $0.00                     Monthly
              ZipPay/Afterpay                                                            $0.00                     Monthly
              Personal Loan 1                                                            $0.00                     Monthly
              Personal Loan 2                                                            $0.00                     Monthly
              Child Support                                                              $0.00                     Monthly
                                                                                          TOTAL LOAN REPAYMENTS + SAVINGS
              TOTAL INCOME
              TOTAL EXPENSE
              SURPLUS/SHORTFALL
             ANNUAL TOTAL
INCOME
                $0.00
                $0.00
                $0.00
                $0.00
                $0.00
                $0.00
                $0.00
                $0.00
PERSONAL SPENDING
                $0.00
                $0.00
                $0.00
                $0.00
                $0.00
                $0.00
                $0.00
                $0.00
                $0.00
                $0.00
                $0.00
                $0.00
BILLS + OTHER EXPENSES
                $0.00
                $0.00
                $0.00
                $0.00
                $0.00
                $0.00
                $0.00
                $0.00
                $0.00
                $0.00
                $0.00
                $0.00
                $0.00
                $0.00
                $0.00
                $0.00
                $0.00
                $0.00
                $0.00
             $0.00
             $0.00
             $0.00
             $0.00
             $0.00
             $0.00
             $0.00
             $0.00
             $0.00
             $0.00
             $0.00
             $0.00
             $0.00
             $0.00
             $0.00
LOAN REPAYMENTS + SCHEDULED SAVINGS
             $0.00
             $0.00
             $0.00
             $0.00
             $0.00
             $0.00
             $0.00
             $0.00
             $0.00
             $0.00
             $0.00
            $0.00
            $0.00
            $0.00
            $0.00