Filetype Excel XLSX | Posted on 14 Aug 2022 | 3 years ago
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194x Filetype XLSX File size 0.11 MB Source: www.moneyunder30.com
Sheet 1: budget
| income |
|
a simple budgeting spreadsheet. | |||||||
| feel free to change and add categories as you wish! | wages & tips | $2,000.00 | This worksheet is a free and easy budget spreadsheet to help you track where your money is going. Please send feedback to david@moneyunder30.com. You are free to use and distribute this budgeting tool as you wish. You may even modify the sheet to meet your needs. I only ask that if you do modify this worksheet, you do not distribute any modified versions. Thank you, and enjoy! |
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| second job | $250.00 | ||||||||
| interest | $15.00 | ||||||||
| misc. | $- | ||||||||
| total | $2,265.00 | http://www.moneyunder30.com | |||||||
| fixed expenses |
|
debt |
|
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| rent | $500.00 | feel free to change and add categories as you wish! | student loan | $75.00 | |||||
| cell phone | $60.00 | car payment | $175.00 | ||||||
| car inusrance | $55.00 | visa | $35.00 | ||||||
| gym | $15.00 | amex | $- | ||||||
| total | $285.00 | ||||||||
| savings |
|
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| total | $630.00 | feel free to change and add categories as you wish! | emergency fund | $100.00 | |||||
| retirement | $50.00 | ||||||||
| variable expenses |
|
other savings | $- | ||||||
| groceries | $200.00 | ||||||||
| electricity | $35.00 | ||||||||
| gas | $75.00 | total | $150.00 | ||||||
| parking | $20.00 | ||||||||
| dining out | $100.00 | your bottom line | |||||||
| charity | $50.00 | income | $2,265.00 | ||||||
| misc. | $30.00 | expenses | $1,735.00 | ||||||
| remaining | $530.00 | ||||||||
| savings and debt | |||||||||
| total | $510.00 | savings ratio | 7% | ||||||
| debt-to-income ratio | 13% | ||||||||
| occasional expenses |
|
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| car repairs | $50.00 | ||||||||
| medical | $25.00 | how are you doing? | |||||||
| gifts | $25.00 | Overall: Nice job! You have a plan to spend less than you're bringing in. Consider using your extra money to pay down debt or build up savings. | |||||||
| travel | $60.00 | ||||||||
| total | $160.00 | Saving: A good starting savings goal is 10% of your income. As you get better at saving, shoot for 25%! | |||||||
| Debt: Your debt-to-income ratio is in an accetable range, but it's still a little high. Try to pay down your non-mortgage debt so that monthly payments account for less than 10% of your income. | |||||||||
| a simple budgeting spreadsheet. | starting balance | |||||||||||||
| http://www.moneyunder30.com | your variable expense budget |
|
||||||||||||
| january | groceries | electricity | gas | parking | dining out | charity | misc. | total |
|
remaining | ||||
| 1 | $510.00 | |||||||||||||
| 2 | $510.00 | |||||||||||||
| 3 | $510.00 | |||||||||||||
| 4 | $510.00 | |||||||||||||
| 5 | $510.00 | |||||||||||||
| 6 | $510.00 | |||||||||||||
| 7 | $510.00 | |||||||||||||
| 8 | $510.00 | |||||||||||||
| 9 | $510.00 | |||||||||||||
| 10 | $510.00 | |||||||||||||
| 11 | $510.00 | |||||||||||||
| 12 | $510.00 | |||||||||||||
| 13 | $510.00 | |||||||||||||
| 14 | $510.00 | |||||||||||||
| 15 | $510.00 | |||||||||||||
| 16 | $510.00 | |||||||||||||
| 17 | $510.00 | |||||||||||||
| 18 | $510.00 | |||||||||||||
| 19 | $510.00 | |||||||||||||
| 20 | $510.00 | |||||||||||||
| 21 | $510.00 | |||||||||||||
| 22 | $510.00 | |||||||||||||
| 23 | $510.00 | |||||||||||||
| 24 | $510.00 | |||||||||||||
| 25 | $510.00 | |||||||||||||
| 26 | $510.00 | |||||||||||||
| 27 | $510.00 | |||||||||||||
| 28 | $510.00 | |||||||||||||
| 29 | $510.00 | |||||||||||||
| 30 | $510.00 | |||||||||||||
| 31 | $510.00 | |||||||||||||
| spent | ||||||||||||||
|
|
$200.00 | $35.00 | $75.00 | $20.00 | $100.00 | $50.00 | $30.00 | $0.00 | $0.00 | $0.00 | $510.00 | |||
| left to spend | $200.00 | $35.00 | $75.00 | $20.00 | $100.00 | $50.00 | $30.00 | $0.00 | $0.00 | $0.00 | $510.00 | |||
| groceries | electricity | gas | parking | dining out | charity | misc. | ||||||||
| fixed expenses | debt | occasional expenses | savings | |||||||||||
| rent | $500.00 | student loan | $75.00 | car repairs | $50.00 | emergency fund | $100.00 | |||||||
| cell phone | $60.00 | car payment | $175.00 | medical | $25.00 | retirement | $50.00 | |||||||
| car inusrance | $55.00 | visa | $35.00 | gifts | $25.00 | other savings | ||||||||
| gym | $15.00 | amex | travel | $60.00 | ||||||||||
| total | $630.00 | total | $285.00 | total | $160.00 | total | $150.00 | |||||||
| budget | $630.00 | budget | $285.00 | budget | $160.00 | budget | $150.00 | |||||||
| difference | $0.00 | difference | $0.00 | difference | $0.00 | difference | $0.00 | |||||||
| a simple budgeting spreadsheet. | starting balance | |||||||||||||
| http://www.moneyunder30.com | your variable expense budget |
|
||||||||||||
| february | groceries | electricity | gas | parking | dining out | charity | misc. | total |
|
remaining | ||||
| 1 | $510.00 | |||||||||||||
| 2 | $510.00 | |||||||||||||
| 3 | $510.00 | |||||||||||||
| 4 | $510.00 | |||||||||||||
| 5 | $510.00 | |||||||||||||
| 6 | $510.00 | |||||||||||||
| 7 | $510.00 | |||||||||||||
| 8 | $510.00 | |||||||||||||
| 9 | $510.00 | |||||||||||||
| 10 | $510.00 | |||||||||||||
| 11 | $510.00 | |||||||||||||
| 12 | $510.00 | |||||||||||||
| 13 | $510.00 | |||||||||||||
| 14 | $510.00 | |||||||||||||
| 15 | $510.00 | |||||||||||||
| 16 | $510.00 | |||||||||||||
| 17 | $510.00 | |||||||||||||
| 18 | $510.00 | |||||||||||||
| 19 | $510.00 | |||||||||||||
| 20 | $510.00 | |||||||||||||
| 21 | $510.00 | |||||||||||||
| 22 | $510.00 | |||||||||||||
| 23 | $510.00 | |||||||||||||
| 24 | $510.00 | |||||||||||||
| 25 | $510.00 | |||||||||||||
| 26 | $510.00 | |||||||||||||
| 27 | $510.00 | |||||||||||||
| 28 | $510.00 | |||||||||||||
| 29 | $510.00 | |||||||||||||
| 30 | $510.00 | |||||||||||||
| 31 | $510.00 | |||||||||||||
| spent | ||||||||||||||
|
|
$200.00 | $35.00 | $75.00 | $20.00 | $100.00 | $50.00 | $30.00 | $0.00 | $0.00 | $0.00 | $510.00 | |||
| left to spend | $200.00 | $35.00 | $75.00 | $20.00 | $100.00 | $50.00 | $30.00 | $0.00 | $0.00 | $0.00 | $510.00 | |||
| groceries | electricity | gas | parking | dining out | charity | misc. | ||||||||
| fixed expenses | debt | occasional expenses | savings | |||||||||||
| rent | $500.00 | student loan | $75.00 | car repairs | $50.00 | emergency fund | $100.00 | |||||||
| cell phone | $60.00 | car payment | $175.00 | medical | $25.00 | retirement | $50.00 | |||||||
| car inusrance | $55.00 | visa | $35.00 | gifts | $25.00 | other savings | ||||||||
| gym | $15.00 | amex | travel | $60.00 | ||||||||||
| total | $630.00 | total | $285.00 | total | $160.00 | total | $150.00 | |||||||
| budget | $630.00 | budget | $285.00 | budget | $160.00 | budget | $150.00 | |||||||
| difference | $0.00 | difference | $0.00 | difference | $0.00 | difference | $0.00 | |||||||
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