Filetype Excel XLSX | Posted on 14 Aug 2022 | 4 years ago
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394x Filetype XLSX File size 0.09 MB Source: www.jessicairvine.com.au
Sheet 1: Instructions
| 1 | Welcome to the Money with Jess My Annual Budget worksheet! | |||
| Step 1 is to download this not-at-all-scary spreadsheet… which you've already done. Yaaaay you! | ||||
| 2 | General instructions | |||
| ▪ | Enter all your Income and Expenses on the "My Annual Budget" sheet. | |||
| ▪ | For each item, you need to enter: | |||
| (a) | the frequency (weekly, fortnightly, etc - select this by clicking on the box and choosing from the drop down menu that appears); and | |||
| (b) | the amount. | |||
| ▪ | This not-at-all-scary spreadsheet will do the rest! | |||
| ▪ | Check out the "Jess' Example Budget" sheet to see how it's done (not my exact numbers, but will give you the gist!) | |||
| 3 | Enter your income | |||
| ▪ | All income should be entered after tax. | |||
| ▪ | Don’t forget to include any side hustles. | |||
| 4 | Enter your expenses | |||
| ▪ | Expenses are separated into Jess' unique 10 category system: Housing, Household, Utilities, Transport, Food, Health, Education, Appearance, Lifestye and Professional Fees | |||
| ▪ | Enter your expenses for each item, and don't hold back! | |||
| 5 | Check yo' self | |||
| ▪ | The top of the sheet will show your total income, expenses, and what's left over. | |||
| ▪ | Happy budgeting! | |||
| YEAR | |||||
| TOTAL INCOME | $0.00 | ||||
| TOTAL EXPENSES | $0.00 | ||||
| SURPLUS | $0.00 | ||||
| INCOME | |||||
| INCOME | Source | Frequency | Amount | ANNUAL | |
| Salary or wage | |||||
| Overtime | |||||
| Bonus | |||||
| Small business income | |||||
| Side-hustle income | |||||
| Government benefits & payments | |||||
| Child support | |||||
| Investment property net income | |||||
| Dividends from shares | |||||
| Other income | |||||
| EXPENSES | |||||
| HOUSING | Sub-category | Frequency | Amount | ANNUAL | |
| Rent / mortgage | |||||
| HOUSEHOLD | Sub-category | Frequency | Amount | ANNUAL | |
| Furniture | |||||
| Décor | |||||
| Appliances | |||||
| Home maintenance and repairs | |||||
| Cleaning | |||||
| Hygiene | |||||
| Garden | |||||
| Strata fees | |||||
| Home insurance | |||||
| Council rates | |||||
| Household services | |||||
| UTILITIES | Sub-category | Frequency | Amount | ANNUAL | |
| Electricity | |||||
| Gas | |||||
| Water and sewerage | |||||
| Internet | |||||
| Phone | |||||
| Postal services | |||||
| TRANSPORT | Sub-category | Frequency | Amount | ANNUAL | |
| Vehicle purchase | |||||
| Vehicle loan payments | |||||
| Vehicle registration | |||||
| Drivers license | |||||
| Vehicle insurance | |||||
| Vehicle servicing and reparis | |||||
| Vehicle parts and accessories | |||||
| Roadside assist | |||||
| Driving lessons | |||||
| Fuel | |||||
| Tolls | |||||
| Parking | |||||
| Public transport | |||||
| Vehicle hire, taxis and ride shares | |||||
| FOOD | Sub-category | Frequency | Amount | ANNUAL | |
| Food | |||||
| HEALTH | Sub-category | Frequency | Amount | ANNUAL | |
| Health insurance | |||||
| Pet insurance and veterinary costs | |||||
| Doctors and specialists | |||||
| Dental | |||||
| Optical | |||||
| Hospital and ambulance | |||||
| Medicines | |||||
| Medical equipment | |||||
| Sport and fitness | |||||
| EDUCATION | Sub-category | Frequency | Amount | ANNUAL | |
| Books, newspapers and magazines | |||||
| Stationery | |||||
| Home computer equipment | |||||
| Childcare | |||||
| School | |||||
| Higher education | |||||
| APPEARANCE | Sub-category | Frequency | Amount | ANNUAL | |
| Clothes and shoes | |||||
| Accessories | |||||
| Hairdressing | |||||
| Beauty products | |||||
| Beauty treatments | |||||
| LIFESTYLE | Sub-category | Frequency | Amount | ANNUAL | |
| Eating out and takeaway | |||||
| Alcohol | |||||
| Tobacco and drugs | |||||
| Holidays | |||||
| Seasonal celebrations | |||||
| Parties and functions | |||||
| Gifts | |||||
| Toys | |||||
| Streaming services | |||||
| Gaming and consoles | |||||
| Music, audio and photographic | |||||
| Live entertainment | |||||
| Attractions | |||||
| Hobbies | |||||
| Gambling | |||||
| Pet purchases | |||||
| PROFESSIONAL FEES | Sub-category | Frequency | Amount | ANNUAL | |
| Credit cards | |||||
| Other loans | |||||
| Bank fees | |||||
| Life / trauma / TPD insurance | |||||
| Income protection insurance | |||||
| Financial advisor fees | |||||
| Accountant / tax agent fees | |||||
| Legal fees | |||||
| Funeral expenses | |||||
| Union / professional association fees | |||||
| Child support | |||||
| Pocket money | |||||
| Charity donations | |||||
| My Annual Budget worksheet | |||||
| © Jessica Irvine 2022, from Money with Jess: Your Ultimate Guide to Household Budgeting, Wiley. | |||||
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