Filetype Excel XLSX | Posted on 14 Aug 2022 | 4 years ago
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424x Filetype XLSX File size 0.06 MB Source: homeword.org
Sheet 1: 1. Financial Map
| Big Picture MAP!! | ||||||||||||||
| Annual Needs + WANTS | January | February | March | April | May | June | July | August | September | October | November | December | Yearly Total | 12 mo. AVG |
| 0 | ||||||||||||||
| 0 | ||||||||||||||
| 0 | ||||||||||||||
| 0 | ||||||||||||||
| 0 | ||||||||||||||
| 0 | ||||||||||||||
| 0 | ||||||||||||||
| 0 | ||||||||||||||
| 0 | ||||||||||||||
| 0 | ||||||||||||||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| BALANCE CHECK: Balance after EXP Spent | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
| Start Date: | 1/1/2018 | |||||||||||||
| Goal | Total Cost | Already Saved | Still need to Save (total cost - Already Saved) | Target Completion Date | # of months Till Target Date | Monthly "CRUNCH": $ to save each month to meet goal | Assets - Ways to get more money | Liabilities - Ongoing Threats to your Success: | ||||||
| Short Term 0 - 3 months | - lose job/ hours cut/household member holdback | |||||||||||||
| Cash available now: | ||||||||||||||
| Net Monthly Cash Flow: | ||||||||||||||
| Mid Term 3 - 12 months | ||||||||||||||
| Long Term 12+ months | ||||||||||||||
| Examples: | How to buy more time to deal: | |||||||||||||
| - 0% trans | Consolidation Loan | |||||||||||||
| Title Loan (car) or Home Equity Loan | 0% Interest CC | |||||||||||||
| Employer Advance | Debt Card Opt in - Stop Bank fees | |||||||||||||
| Credit Card | Ask for extension of payment | |||||||||||||
| Sell Something | Get on a Payment Plan | |||||||||||||
| Cut Living Expenses | Redo payment plan - Lower mo. Payments | |||||||||||||
| Get a second Job | Negotiate Debt | |||||||||||||
| Tax Return | Apply for Forgiveness or Hardship | |||||||||||||
| Modify wage withholding | ||||||||||||||
| Take Retirement Distribution | ||||||||||||||
| Gift/ Donation | ||||||||||||||
| Public Assistance | ||||||||||||||
| Americore (Education award) | ||||||||||||||
| Find the Money!! | Current | Revised | Difference | Plan to Accomplish | |||
| INCOME | |||||||
| Net Wages | 0 | ||||||
| Other income | 0 | ||||||
| Gift Money | 0 | ||||||
| Income totals | 0 | ||||||
| EXPENSES | |||||||
| NEEDS - Monthly joint | |||||||
| Mortgage/rent | 0 | ||||||
| Utilities | 0 | ||||||
| Home telephone | 0 | ||||||
| Cellular telephone | 0 | ||||||
| Groceries | 0 | ||||||
| Gas for Car | 0 | ||||||
| Cable | 0 | ||||||
| Insurance - Health | 0 | ||||||
| Insurance - Life or LT Care | 0 | ||||||
| Child Care | 0 | ||||||
| Car Insurance | 0 | ||||||
| Other | 0 | ||||||
| NEEDS - Monthly totals | 0.00 | ||||||
| Annual Expenses | |||||||
| USE WORKSHEET!!!! | 0 | 0 | |||||
| Wants joint | |||||||
| Cable TV | |||||||
| Video/DVD rentals | |||||||
| Movies/plays | |||||||
| Concerts/clubs | |||||||
| Gym fees | |||||||
| Charity | |||||||
| Clothing | |||||||
| Gifts | |||||||
| Salon/barber | |||||||
| Birthdays/ Gifts | |||||||
| Wants Totals | |||||||
| Debts (Objective) | |||||||
| Total Needed | 0.00 | ||||||
| Savings Goals | |||||||
| Total Needed | 0.00 | ||||||
| Left Over Money | 0 | 0.00 | |||||
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