(reporting entity)
              CONSOLIDATED INCOME STATEMENT   for the period from  _________ to _________
                                                                                      in thousands of euros
                                                                                  AMOUNT
                Ser.                   ITEM DESCRIPTION
                No.                                                         CURRENT      PREVIOUS
                                                                          FINANC.YEAR   FINANC.YEAR
                 1                              2                              3            4 
                 1      Interest income
                 2      Interest expenses 
                 3      Interest net income (1 - 2)
                 4      Dividend income
                 5      Fee and commission income
                 6      Fee and commission expenses
                 7      Fee and commission net income (5 - 6)
                 8      Realised gains and losses on financial assets and liabilities 
                        not measured at fair value through profit and loss, net
                 9      Gains and losses on financial assets and liabilities held for trading
                10      Gains and losses on financial assets and liabilities designated
                        at fair value through profit or loss, net
                 11     Fair value adjustments in hedge accounting 
                12      Exchange differences
                13      Gains and losses on derecognition of assets, net
                14      Other operating net income
                15      Administration costs
                16      Depreciation 
                17      Provisions
                18      Impairment 
                19      Negative goodwill 
                20      Share of the profit or loss of investment in associates and joint ventures 
                21      Total profit or loss from non-current assets and disposal groups
                        classified as held for sale 
                22      TOTAL PROFIT OR LOSS BEFORE TAX FROM 
                        CONTINUING OPERATIONS
                        (3 + 4 + 7 + 8 +9 +10 + 11 + 12 + 13 + 14 - 15 - 16 - 17 - 18 +19 + 20 + 21)
                23      Tax expense (income) related to profit or loss from continuing 
                        operations
                24      TOTAL PROFIT OR LOSS AFTER TAX FROM 
                        CONTINUING OPERATIONS (22 - 23)
                25      Total profit or loss after tax from discontinued operations
                26      NET PROFIT OR LOSS  for the financial year (24 + 25)
                        a) Profit or loss attributable to owners of the parent
                        b) Profit or loss attributable to non-controlling interests
                27      Basic earnings per share
                28      Diluted earnings per share
            Remark:  The rows set out in the Ser. No. 27 and 28 shall be completed by the bank in cases, defined by MRS 33.